Privacy Policy

Privacy Policy for https://pcp-rates.dreamdwellings.net

Introduction

Welcome to https://pcp-rates.dreamdwellings.net (hereafter referred to as “the Company,” “we,” or “us”). We are dedicated to maintaining the privacy and security of your personal data. This Privacy Policy outlines our practices regarding the collection, storage, use, and disclosure of information from our website visitors, users, and subscribers. Our commitment to protecting your privacy is a cornerstone of our business operations, guided by compliance with various international privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in electronic documents
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA/CPRA), USA
  • Colorado Privacy Act (CPA), USA
  • Utah Consumer Sales and Service Act (UCPA), USA
  • Connecticut Data Privacy Act (CTDPA), USA
  • Virginia Consumer Data Protection Act (VCDPA), USA
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, or services linked from our site. These entities have their own privacy policies, which we encourage you to review before providing any personal information.

Processing Activities

This policy outlines the ways in which we process your personal data:

  • User Accounts: When you create an account with us, we collect and store account details such as user names, email addresses, and passwords (hashed and salted for security).
  • Payment Information: We securely process payment details when you make transactions through our platform. This includes credit/debit card numbers, expiration dates, and billing addresses.
  • Financial Data: For financial services, we may collect bank account information, investment portfolios, or other financial records required to provide the service.
  • Purchase History: Details of your purchases on our site are recorded for order fulfillment and analytics.
  • Device Identifiers: We may collect unique device identifiers (UDIDs) or similar mobile device data to enhance user experiences and track anonymous trends.
  • Location Data: With your consent, we can access location information to provide location-based services.
  • Feedback and Reviews: We encourage user feedback and reviews, which help us improve our products and services.
  • Social Media Interactions: If you choose to connect our platform with social media accounts, we may collect data from these platforms (e.g., profile pictures, public posts) for personalized content.

Personal Data Collection Methods

We gather personal data through various means:

  • Direct user input: You provide information when creating an account, making purchases, or filling out forms on our site.
  • Automated technologies: Cookies and similar tracking tools help us collect non-personal data, such as browser type, IP addresses, and page interactions.
  • Third-party sources: Some personal data may be shared with us by third parties, like payment processors or identity verification services.

Cookies and Tracking Technologies

We use cookies to enhance your browsing experience and provide personalized content. Cookies are categorized as:

  • Strictly Necessary: Essential for website functionality, allowing users to navigate through pages.
  • Preferences: Remember user preferences, such as language settings or display options.
  • Analytics: Track site usage, analyze trends, and measure the effectiveness of our online services.

Users can manage non-essential cookie preferences through our Cookie Manager. For more information on cookies used on our site, please refer to our Cookie Policy (a link will be provided).

Data Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required or permitted by law. After this period, we securely delete or anonymize your information. The specific retention periods vary based on the type of data and legal obligations.

Your Rights (Subject to Local Laws)

Depending on your location, you may have certain rights regarding your personal data:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Ask us to correct or update any inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): Demand the deletion of your personal data in certain circumstances.
  • Restriction: Limit the use or disclosure of your personal data.
  • Data Portability: Receive your personal data in a structured, commonly used format and transfer it to another controller.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Assert your right not to be subject to automated decision-making or profiling that significantly affects you.

To exercise these rights or have any data-related inquiries, please contact our Data Privacy Team at [email protected]. We will respond to your requests within the time frames prescribed by applicable law.

Changes to Privacy Policy

We reserve the right to update this Privacy Policy at any time. Substantial changes will be accompanied by a notice on our website, and we encourage you to review it regularly. Your continued use of our services after policy updates constitutes your consent to the revised terms.

Contact Information

For any questions or concerns regarding privacy, data protection, or this Privacy Policy, please contact us at:

We appreciate your trust in our services, and we are committed to protecting the privacy of our users.